Alma turns payment into a growth driver: for merchants, it’s a sales accelerator; for consumers, it’s the freedom to choose without constraints. Our omnichannel solution lets your customers pay in 2 to 24 installments or defer their payment, both online and in-store. Easy to integrate, it offers a seamless and secure experience, with no hidden fees. Today, more than 23,000 retailers in 10 European countries and 9 million consumers trust us. Simplify your customers’ lives and unlock your growth with Alma.